 |
||
 |
||
 |
||
 |
||
 |
||
 |
||
 |
||
 |
| CICOST
Federal Credit Union's Additional Information ---- In case of a national, regional, or natural disaster event, Cicost members may call 1-877- CU LOCATE (1-877-285-6228) for current information effecting Cicost FCU. ---- --- Internet Phishing and Security Risk: While the internet is a valuable tool that few of us can live without, internet piracy exists and it is up to each of us to be aware and safeguard our privacy. Internet piracy is called "phishing". Thieves "fish" for personal information like account numbers, social security numbers, passwords and other confidential information. Generally, thieves send e-mails that appear to come from reputable companies like your financial institution. They warn you of a problem with your account and ask you to click on a link to update your account information. NO REPUTABLE BUSINESS WOULD ASK YOU TO DO THIS. If you receive an e-mail like this delete it without opening any links. Phishing Alert Update: November 16, 2006 - The Social Security Administration issued a warning about a recent phishing scam in which email recipients are asked to update their personal information in order to receive a cost-of-living increase for Social Security payments in 2007. The emails, which claim to be from the agency, accounce a 3.3 percent benefit incrase in cost of living for Social Security recipients. Recipients are told their Social Security benefits will be suspended for failure to update personal information, such as Social Security numbers, bank account and credit card information. They are then directed to a website designed to look like SSA's website. Be aware, do not give out personal information and remember, Cicost Federal Credit Union will NEVER email or call to ask for information. November 14, 2006 - Phishers are making more profit from their attacks despite recent security precautions by internet browser companies, according to the research firm of Gartner Inc. According to the report, Gartner research found in 2006 that the average loss per phishing incident was $1,244, which is up from $256 in 2005. Furthermore, the research firm estimates total financial losses from phishing will amount to $2.8 billion by the end of 2006. The likelihood of phishing victims recovering their money went down this year to 54 percent, according to Gartner. In 2005, 80 percent of victims' money was returned. In additon, the report predicts that 3.5 million Americans will provide sesitivie information to phishers, compared to 1.9 million in 2005. The Anti-Phishing Working Group recommends that consumers: - Do not reply to the unsolicited email or respond by clicking on a link within the email message. - Contact the actual business that supposedly sent the email through a secure website or ap hone number they know to be legitimate. - Enter personal data only on websites known to be legitimate and secure- look for "locked padlock" in the browser or "https" at the beginning of the site address for proof of security. - Update anti-virus software and security patches to system software regularly. - Check statements regularly, verify all transactions and notify financial institutions immediately of suspicious activity. - Forward suspicious emails to the Federal Trade Commission at uce@ftc.gov or file a complaint with the FTC at www.ftc.gov or by calling 877-ID-THEFT. ATM Fraud on the rise at PIN terminals: A recent rash of fraudulent attacks on credit unions and banks has left consumers angry, with some complaining they have lost thousands of dollars in their accounts after thieves used stolen bank account data to withdraw cash at ATMs, according to a report on MSNBC.com. Thieves used counterfeit cards to access money from ATMs. The attack also affected some of the biggest U.S. financial institutions, including Bank of America and Citibank. Avivah Litan, an analyst for Gartner, an information technology research firm, told MSNBC.com the attack was "the absolute worst hack that has happened". Litan predicts that PIN theft will be the next major trend in fraud. Several banks have said that the criminals obtained the sensitive data from a third-party company and then used that data to steal funds. The Secret Service is currently investigating the incidents and looking into potential data leaks. ---- |
| Credit Union Hours Lobby Mon. - Thurs.: 9am to 4:30pm Friday - 9am to 5pm Drive Thru Mon. - Thurs.: 8:30am to 5:30pm Fri - 8:30am to 6:00pm Saturday - 9am to 12 noon |
|
Thanks for visiting CICOST Federal Credit Union online!
Debit Card:
Would you like access to your account 24 hurs a day? No checks to write! Accepted anywhere mastercard is! No cash to carry.
Audio Response:
Account information as close as your phone, available 24 hours a day. Transfer funds, make loan payments, and check account status.
All accounts insured up to $100,000
by 
National
Credit Union Administration.
An Equal Opportunity Lender
Check with Cicost for all your interest rates.
